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Payment & Expense

Oversight Adds Two Fraud-Detecting Features

By JoAnn DeLuna / January 09, 2018 / Contact Reporter
Business Travel News on X

Oversight has added two capabilities to its Insights on Demand solution as part of its core offering. Research from the monitoring and auditing company indicates that less than 5 percent of business travelers commit nearly 80 percent of all fraudulent and major out-of-policy transactions. The new offerings are designed to identify such habitual offenders.

The new Repeat Offenders feature automatically highlights those business travelers who claim the most noncompliant reimbursements on expense reports and corporate cards, as well as those who have submitted fraudulent expenses in the past, such as requesting reimbursement for personal expenses.

The Excessive Attendee feature detects when the same employees repeatedly appear as attendees on the same meal or entertainment expense claims, a sign that employees might be adding colleagues' names to get around spending limits or might be colluding in some other way. The feature also allows a program manager to set a total that a salesperson can spend on a certain client or a total number of times a salesperson can entertain a certain client; the system then would notify the program manager when expense claims surpass that threshold.

What About When a Senior Exec Triggers a Red Flag?

Research by the Association of Certified Fraud Examiners in 2014 indicated that executives and upper management accounted for more incidents of expense reimbursement fraud than do lower employees: "High-level fraudsters tend to have greater access to their organizations' assets than lower-level employees, as well as a better ability to evade or override anti-fraud controls."

However, it's hard to encode rules for senior executives into software because many senior executives enjoy fewer policy restrictions or more spending leeway. Thus, Insights on Demand allows a company to establish a list of executives and to design an alternative routing hierarchy for their flagged expenses.

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